Get Cheap Health Insurance Quote

Get Cheap Health Insurance QuoteIt has already been over a year since the health care bill was signed by President Obama and many states are just beginning to work on changes. Part of the bill requires states to set up health care exchanges which are hoped to lead to increased industry competition and drive prices lower.

The states were given a set amount of time to establish these exchanges before the federal government would create them . These health exchanges have some health insurance agents worried that their business will drop, but many people are working to not let that happen.

Another key part of the health insurance reform act is that a higher percentage of the amount of money paid in premiums will go to health care costs instead of administrative fees. It will be required that insurance companies use 80 percent of premium payments on the actual costs of care.

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