Rescinded Health Insurance

Health Insurance is a necessity, one that not everyone can get.  This has left many using the emergency room as their own healthcare back up plan.  Emergency rooms cannot refuse treatment to those that cannot make arrangements to pay.  This is covered by law and many are forced to rely upon this service when they are ill.

Health Insurance companies are becoming stricter in their factors to deny an individual coverage.  In the next 3 years it will become even more difficult as medical records are all made electronic and store in databases that can share instantaneously with other doctors as well as insurance providers.

This may help the insurance companies to determine, through medical records, if a patient has a pre-existing condition that was not disclosed.  The insurance companies can then reverse the coverage that they were providing and the patient will be responsible for all incurred charges that the insurance company had paid from the beginning of the policy.

Filed Under: Health Insurance Tips

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